Verify Your New Rate (May 30, 2022) Although you’ll go an extra mile to prove your income, the requirements are generally the same. Lenders will look at your regular income, credit standing, and unpaid mortgages. Read on to understand the process of income verification for business borrowers. We’ll also look at the eligibility criteria for. June 15, 2022. By Brian Pate, Realtor. As of April 1, 2022, Fannie Mae began requiring the American National Standards Institute (ANSI) standards for appraisals. This applies only to single family housing and not apartments, condominiums or commercial property. Here in North Carolina, where I live, it is very similar but there are some variations.